National Insurance presents Vidyarthi Mediclaim Students National Insurance Company Limited New Policy Educational Institution Hospitalisation

National Insurance presents Vidyarthi Mediclaim for Students

National Insurance presents Vidyarthi Mediclaim for Students

National Insurance Company Limited

This is a new policy designed for students in registered Educational Institution within India – to provide financial protection towards their Hospitalisation and continuation of studies in case of death / disablement to take group policy covering named students enrolled with them.

Policy Highlights

Policy Coverage – The policy has been divided into 3 sections, to cover – Hospitalisation expenses of the student, Personal Accident (death / Permanent, Total Disablement) of the Parent / Legal Guardian of the insured student and also Personal Accident of the student.

Sum Insured – ranges between Rs.50, 000/- and Rs.4,00.000/-

Low Premium: The premium for Hospitalisation expenses is substantially lower compared to the Standard Mediclaim Policy.

Tax Benefit: The Insured Student’s guardian will be eligible for deduction under Sec80D of the income Tax Act, 1961

Cashless Access Service: The policy will be serviced by the authorized TPA’s (Third Party Administrators) for hospitalization. Cashless Access Service available through Network hospitals / nursing homes subject to pre-authorization of TPA for hospitalization claims

Accrued Benefits: On attaining the age of 25 years the Student would be outside the policy’s Purview and all accrued benefits would be available to him / her under standard mediclaim policy provided there is no break in continuity of cover.

Cumulative Bonus or Discount: Availability as per policy conditions

Group Discounts: Ranging from 10% to 30% depending on group size

For details, please contact your nearest NIC Office

Website: www.nationalinsuranceindia.com

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National Insurance presents Vidyarthi Mediclaim for Students

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