Education Loan in Dena Bank

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Education Loan in Dena Bank

Dena Vidya Laxmi Educational Loan Scheme

Ensure a bright future for your children. Provide them with the best of higher education in India or abroad. Avail Dena Vidya Laxmi Educational Loan.

Dena Bank Education Loan Eligibility

  • You are an Indian national and have secured admission to a professional or technical course in an Indian or Foreign University.
  • Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Course Eligibility

Dena Bank Education Loan for Study in India : Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

Dena Bank Educational Laon for Study Abroad : Graduation for professional / technical courses offered by reputed universities; Post Graduation ( MCA, MBA, MS ).

Dena Bank Education Loan Amount :

  • Upto ₹ 10 lakhs for studies in India.
  • Upto ₹ 20 lakhs for studies abroad.

Dena Bank Education Loan takes care of :

  • Fee payable to colleges / schools / hostels.
  • Examination / Library / Laboratory fees.
  • Purchase of books, equipment, instruments and uniforms.
  • Passage fare for travel abroad.
  • Purchase of computers needed to complete the course.
  • Any other expense to complete the course like study tours, project work, thesis etc.

Dena Bank Education Loan Margin :

  • Upto ₹ 4 lakhs – NIL for study in India and abroad.
  • Above [rupeee] 4 lakhs – 5% for study in India and 15% for study abroad.

Dena Bank Education Loan Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable.

  • 1% Interest concession if interest serviced during the study period.
  • Simple interest charged during mortorium period.

Process Fees : ₹ 1000/- for studies abroad.

Repayment of Education Loan in Dena Bank

Moratorium – Course period + 1 year or 6 months after getting a job, whichever is earlier.

Repayment period – 5 – 7 years after start of repayment.

For any query, Please contact Dena Bank Email :

JEE Main

Application Form Submission 16 Dec 2020 to 16 Jan 2021.